What's New? Check back periodically for new content and interactive learning tools. Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Your Emergency Fund: How Much Is Enough? Having an emergency fund may help alleviate the stress and worry associated with a financial crisis. The Cost of Procrastination Don't let procrastination keep you from pursuing your financial dreams and goals. Surprise! You’ve Got Money! Here’s a quick guide to checking to see if you have unclaimed money. OUR FAVORITE CALCULATORS: Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. How Compound Interest Works Use this calculator to better see the potential impact of compound interest on an asset. Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA. Estimate Your RMD Help determine the required minimum distribution from an IRA or another qualified retirement plan. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement. Saving for College This calculator can help you estimate how much you should be saving for college. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. Historical Inflation This calculator shows how inflation over the years has impacted purchasing power. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals. Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last.