What's New? Check back periodically for new content and interactive learning tools. The Richest Man in Babylon In good times and bad, consistently saving a percentage of your income is a sound financial practice. Retirement Is a Beginning Key questions to answer when you are considering retirement. Choosing a Retirement Plan that Fits Your Business To choose a plan, it’s important to ask yourself four key questions. Exploring the Federal Student Grant Program In this article, explore the benefits of the Federal Student Grant Program. OUR FAVORITE CALCULATORS: Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. How Compound Interest Works Use this calculator to better see the potential impact of compound interest on an asset. Contributing to an IRA? Determine if you are eligible to contribute to a traditional or Roth IRA. Estimate Your RMD Help determine the required minimum distribution from an IRA or other qualified retirement plan. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement. Saving for College This calculator can help you estimate how much you should be saving for college. Roth 401(k) vs. Traditional 401(k) This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k). What Is My Life Expectancy? Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month. Historical Inflation This calculator shows how inflation over the years has impacted purchasing power. A Look at Systematic Withdrawals This calculator may help you estimate how long funds may last given regular withdrawals. Long-Term-Care Needs Determine your potential long-term care needs and how long your current assets might last.